Looking for our finance options?

Finance for your home improvement renovations

If you need an affordable solution to finance your kitchen, bathroom or home improvement renovations, we have a solution that’s trusted and great value for money.

How to apply?

Applying for finance is a simple process – contact Ideal4Finance Ltd using one of the methods below to begin the application process:

Interest Free Credit

Interest Free Credit is only available for media walls, heating and conservatory roof conversions.

Interest Bearing 14.9% apr

Interest Bearing 14.9% apr is available for all of our products.

By phone

Call the Ideal4Finance Ltd loans team (who we work closely with ourselves) directly on 020 3617 4647. You can also speak to the loan team to answer any questions you may have before making your application.

Finance Example

Applying for finance is a simple process – contact Ideal4Finance Ltd using one of the methods below to begin the application process:

DEPOSIT FINANCE 12m 0% 24m 0% 3Y 14.9% 4Y 14.9% 5Y 14.9% 10Y 14.9% 15Y 14.9%
£ 1,995.00 £ 199.50 £ 1,795.50 £ 149.63 £ 74.82 £ 61.34 £ 49.04 £ 41.75 £ 27.85 £ 23.88
£ 2,995.00 £ 299.50 £ 2,695.50 £ 224.63 £ 112.31 £ 92.09 £ 73.62 £ 62.68 £ 41.80 £ 35.84
£ 3,995.00 £ 399.50 £ 3,595.50 £ 299.63 £ 149.81 £ 122.83 £ 98.20 £ 83.60 £ 55.76 £ 47.81
£ 4,995.00 £ 499.50 £ 4,495.50 £ 374.63 £ 187.31 £ 153.58 £ 122.78 £ 104.53 £ 69.72 £ 59.78
£ 5,495.00 £ 549.50 £ 4,945.50 £ 412.13 £ 206.06 £ 168.95 £ 135.07 £ 115.00 £ 76.70 £ 65.76
£ 5,995.00 £ 599.50 £ 5,395.50 £ 449.63 £ 224.81 £ 184.33 £ 147.36 £ 125.46 £ 83.68 £ 71.74
£ 6,995.00 £ 699.50 £ 6,295.50 £ 524.63 £ 262.31 £ 215.07 £ 171.94 £ 146.39 £ 97.63 £ 83.71
£ 7,995.00 £ 799.50 £ 7,195.50 £ 599.63 £ 299.81 £ 245.82 £ 196.52 £ 167.31 £ 111.59 £ 95.68

Why Ideal 4 Finance?

Simple Application process – Applying online takes only a few minutes

Things to be aware of

The final decision is based on your circumstances, including your credit profile, the amount you are looking to borrow and the length of time you would like to repay. Please be aware that only a soft search will be carried out when completing the Ideal4Finance Ltd application form, which should not affect your credit score.

No nasty surprises

Here at Ideal4Finance Ltd, we have helped many people over the years and we can help you too, finding the perfect finance solution that fits like a glove. Furthermore, if you are worried about hidden charges and nasty surprises in our packages, rest easy knowing Ideal4Finance Ltd ONLY uses reputable lenders.

‘Simply Group NE Ltd’ is an introducer appointed representative of Ideal4Finance Ltd is a credit broker and not a lender. Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.

Looking for our finance options?

Check Your Eligibility for Retail Finance.